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New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $149). Auto-redemption must be kept on until points for relevant criteria have been made available for redemption.
Card Overview
Get up to 80,000 bonus Velocity Points + $50 back with the ANZ Rewards Platinum Credit Card. Earn 60,000 bonus Velocity Points and $50 back when you spend $3,500 on eligible purchases the first 3 months from approval, plus 20,000 bonus Velocity Points when you keep the card for over 15 months from activation.
Card Overview
Earn
ANZ Rewards per $1
1.5 Points
on eligible purchases Keep your auto redemption on to convert 2 ANZ Rewards Points into 1 Velocity Point.
Travel Benefits
Travel Insurance
Complimentary International Travel Insurance. T&Cs, limits, applicable sub-limits, exclusions and eligibility criteria apply (PDS).
Concierge Service
Get 24/7, 7 days a week travel and lifestyle services assistance with Personal Concierge.
Points Cap
Yes
Up to $2,000 per statement cycle, then 0.5 pts per $1.
Annual Fee
$149 p.a.
ATO Points
No
Overseas Transaction Fee
3.5%
of the converted amount
Interest-free Period
Up to 44 days
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Where could 80,000 bonus Velocity Points take you?
You could redeem them for the following:
Singapore, redefined in comfort
Fly one-way from Sydney, Melbourne, Brisbane or Adelaide to Singapore in Business Class for 74,000 Points*.
* Taxes, fees and carrier charges apply in addition to Velocity Points redeemed. The above examples are an appropriate guide only and are subject to change.
Double the adventure to Queenstown
Fly return for two from Sydney, Melbourne or Brisbane to Queenstown in Economy for 71,600 Points*.
* Taxes, fees and carrier charges apply in addition to Velocity Points redeemed. The above examples are an appropriate guide only and are subject to change.
Extra Benefits
Complimentary Insurance
Access to five complimentary insurances: International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess in Australia Insurance, Purchase Protection Insurance, Extended Warranty Insurance. T&Cs, limits, applicable sub-limits, exclusions and eligibility criteria apply. Read PDS here
Mobile Wallet
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Eligibility Criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
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Be aged 18 years or over
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Be an Australian resident or a non-permanent resident with more than 12 months remaining on your visa
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Have a good credit history and no payment defaults
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To be eligible for the bonus offer, you must not hold, or have held, an ANZ Frequent Flyer or ANZ Rewards Credit Card in the last 24 months and meet all of the other eligibility criteria
Frequently Asked Questions
How do I access the bonus Velocity offer?
To be eligible for the bonus offer, you must not hold, or have held, an ANZ Frequent Flyer or ANZ Rewards Credit Card in the last 24 months and meet all of the other eligibility criteria. Additionally, you’ll need to enable points auto-redemption to your linked Velocity account.
Is there complimentary insurances with this card?
The ANZ Rewards Platinum Velocity card comes with international and domestic travel cover, rental vehicle excess cover, and purchase protection including extended warranty insurance.
What can I use my points on?
You can use Velocity points on a range of products and services, from flights to gift cards and even at Myer. The best-value rewards tend to be using your points for reward seats or upgrades. See our guide for more info.
Does this card come with lounge access?
You don’t get any lounge passes or access with this card.
What is an eligible purchase?
Most every day purchases are eligible purchases. Certain transactions and other items are not eligible to earn ANZ Rewards Points. Examples of transactions and other items which will not earn ANZ Reward Points are interest charges, fees, cash advances, cash equivalent transactions, balance transfers, BPAY or Post BillPay payments, Government Charges, transactions for gambling or gaming purposes and reversed or refunded transactions will not count towards your qualifying eligible purchases.
Terms and Conditions
* Reward Seat fares
Reward Seat fares are based on Economy Reward Seat availability on Virgin Australia and partner airlines for the selected route (correct as at 15 October 2025). The base fare is payable in Velocity Points, with applicable taxes, fees, and carrier charges payable in addition to the Points redeemed.
Reward Seats are limited and may not be available on all flights or during peak travel periods. Bookings must be made via the Virgin Australia website. Reward Seat bookings and associated charges do not earn Velocity Points. A payment surcharge may apply.
Changes or cancellations can be made for a fee and any fare difference, provided they are requested at least 24 hours before the scheduled departure. For international partner airlines, voluntary changes may require cancellation and rebooking on a new ticket. Where eligible, the original ticket value will be refunded.
Some flights may be operated by partner airlines, and different baggage allowances or conditions may apply. For full fare rules and conditions, visit velocityfrequentflyer.com.
New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $149). Auto-redemption must be kept on until points for relevant criteria have been made available for redemption.