Point Hacks may receive a commission from the card issuer for each applicant of this card More about this.
Card Overview
Key Attributes
Earn
Qantas Points per $1
0.5 Points on all other eligible spend
1.2 points
on international spend
0.8 points
at major supermarkets, department stores, petrol, dining, utilities
0.5 points
on all other eligible spend. Once you spend $10,000 in a statement cycle, you will earn 0.25 points per $1 on further eligible purchases.
Travel Benefits
Travel Insurance
Overseas Travel Insurance, Extended Warranty Insurance and Price Guarantee (PDS)
Qantas Lounge
2 x Qantas Club passes per year
Visa Luxury Hotels
Access to the Visa Luxury Hotels program
Points Cap
Yes
Once you spend $10,000 in a statement cycle, you will earn 0.25 Qantas Points per $1 on further eligible purchases
Annual Fee
$370 p.a.
$295 + $75 Annual Qantas Rewards fee
ATO Points
No
Overseas Transaction Fee
3%
of the converted amount
Interest-free Period
Up to 55 days
Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.
Why Choose This Card
For cardholders who want more than just points, the Amplify Qantas Signature combines solid earn rates with practical travel perks at a reasonable fee. You’ll earn 1.2 Qantas Points per $1 on international spend and 0.8 points per $1 on domestic spend, which stacks up well over time if you spend both at home and overseas.
The two Qantas Club lounge invitations each year are a useful inclusion, adding comfort even when you’re not flying in a premium cabin. You also receive international travel insurance (subject to eligibility) and purchase protections, such as extended warranty and purchase security, which enhance the card’s everyday utility.
Overall, the Amplify Qantas Signature delivers solid ongoing value, combining competitive earn rates with useful travel and protection benefits that make it a dependable option for frequent Qantas flyers.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Where could 150,000 bonus Qantas Points take you?
You could redeem them for the following:
Europe, the elegant way
Fly to Athens, Rome, Vienna or Venice in Business Class using Qantas Points.
Comfort that goes the distance
Fly return to Singapore in Qantas Premium Economy using Qantas Points.
Extra Benefits
Complimentary Insurance
Amplify Signature Travel Service, international travel insurance, purchase security insurance, extended warranty cover plus more (PDS)
Mobile Wallet
Apple Pay, Google Pay and Samsung Pay
St.George is offering up to 150,000 Qantas Points for new cardholders of the Amplify Signature Qantas Rewards Card. The card earns Qantas Points on spend and includes two Qantas Club Complimentary Lounge Invitations per year.
If you would like to earn flexible rewards points on spend, you can check out the St.George Amplify Rewards Signature card.
The Amplify family of cards includes cards offered by St.George, Bank of Melbourne and BankSA and they continue to offer decent points earn rates from your day-to-day spend. This guide covers the different earn rates, caps and benefits of the St.George Amplify Qantas Signature.
Digging into the details of the St.George Amplify Qantas Signature Card
The St.George Amplify Qantas Signature offers 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday spend, and 1 Point per $1 on all other eligible spend, up to $10,000 per statement period. Then 0.25 Qantas Points per $1 thereafter, uncapped.
The additional benefits of the Amplify Signature credit card include two single-entry Qantas Club Complimentary Lounge Invitations, insurance and access to Visa Luxury Hotels booking service.
| Card | St.George, Bank of Melbourne and BankSA Amplify Qantas Signature |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 1.2 Qantas Points per $1 on international spend 0.8 Qantas Points per $1 at major supermarkets, department stores, petrol, dining, utilities 0.5 Qantas Point on all other eligible spend |
| Points cap | Up to $10,000 per statement period then 0.25 Qantas Points per $1 thereafter, uncapped |
| Travel benefits | 2 x Qantas Club Complimentary Lounge Invitations per cardholder year Access to the Visa Luxury Hotels program |
| Included insurances | Amplify Signature Travel Service, international travel insurance, purchase security insurance, extended warranty cover plus more |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Overseas transaction fee | 3% of the converted amount |
| Card fee | $295 p.a. ongoing + $75 Annual Qantas Rewards Program fee |
Qantas Points vs. Amplify Rewards
The St.George Amplify Signature Visa also has an Amplify Rewards variant that earns up to 3 Amplify Points per $1 on spend which equates to 1.5 Velocity Points or 1 KrisFlyer miles when transferred.
The Qantas Rewards variant on the other hand directly earns up to 1.2 Qantas Points per $1 on all eligible spend, both are capped at $10,000 per statement period.
Lounge access
You’re also offered two complimentary single-entry lounge passes each year. For the Qantas Rewards variant, you’ll receive two Qantas lounge Complimentary Lounge Invitations each year, which are pretty handy—they can be used domestically or internationally.
Other benefits
The Amplify Signature comes with access to the Visa Luxury Hotels program, which offers:
- Best available rate guarantee
- Automatic room upgrade upon arrival (when available)
- 3pm check-out (when available) at over 900 luxury hotels
- Free in-room Internet
- Complimentary continental breakfast
- VIP Guest status
- US$25 food or beverage voucher
You can check out the available deals at participating hotels at visaluxuryhotels.com—the program may be of use to you, or it may not, depending on the hotel you’re looking into.
You’ll also get access to the Amplify Signature Travel Service, which is a dedicated phone service with Travel consultants available to cardholders, with access to some specific packages. Worth looking it if you’re likely to use it.
And finally, there’s also a range of included insurances:
- Complimentary Overseas Travel insurance for up to six months
- Complimentary Purchase Cover for up to four months
- Extended Warranty Cover for up to twelve months
- Transit Accident insurance
As I always say with credit card insurances, only you can decide if they offer value for your circumstances, so make sure you read the PDS for them to decide if they meet your needs. Read the full PDS here for St.George.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
St.George Apple Pay, Google Pay & Samsung Pay support
St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing up
The St.George Amplify Qantas Signature Card, along with other Qantas Points earning credit cards under the Amplify family are useful for those looking for a credit card with a decent Qantas Points earn rate.
Bonus Qantas Points offers can be great and worth considering especially with the handy travel and lounge access perks.
Eligibility Criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
-
Be aged 18 years or over
-
Be an Australian citizen, permanent resident, or hold a long-term visa
-
To be eligible for the bonus offer, you must not hold, or have held, an Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St. George or BankSA in the last 24 months
Frequently Asked Questions
How does the complimentary international travel insurance work and am I eligible for it?
You’ll automatically apply the complimentary international travel insurance if you prepay $500 of your travel costs to your eligible card and hold a return overseas ticket before departing Australia.
Can I access lounges with this card?
Yes, you can, with 2 Qantas Club passes included with the card. You’ll need to register, and then use your Qantas Signature Card in Australia to purchase selected Qantas products and services directly with Qantas.
Who is eligible for the sign-up bonus?
The sign-up bonus points offer is not available if you’ve held an Amplify Platinum or Amplify Signature card with Amplify Rewards, Qantas or Velocity in the previous 24 months.
What happens if I don’t meet the bonus points spend requirement?
If you don’t meet the initial spend requirement, you will forfeit the first part of the bonus points. However, you are still be eligible for the second-year bonus if you continue to use the card and meet the eligibility criteria.
Can I add additional cardholders?
Yes, you can add one additional cardholder at no extra cost. Points earned by the supplementary cards will flow to the primary cardholder’s Qantas Frequent Flyer account.