Point Hacks may receive a commission from the card issuer for each applicant of this card More about this.
Card Overview
Key Attributes
Earn
Qantas Points per $1
0.75 points
on international spend
0.5 points
at major supermarkets, department stores, petrol, dining, and utilities
0.35 points
on all other purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Qantas Points per $1 on further eligible purchases.
Travel Benefits
Travel Insurance
Complimentary overseas travel insurance (PDS)
Points Cap
Yes
Up to $5,000 per statement cycle then 0.2 points per $1 on all other purchases
Annual Fee
$250 p.a.
$175 + $75 Annual Qantas Rewards fee
ATO Points
No
Overseas Transaction Fee
3%
of the converted amount
Interest-free Period
Up to 55 days
Purchase Rate
19.49% p.a.
Cash Advance Rate
21.49% p.a.
Why Choose This Card
This card offers an accessible way to start earning Qantas Points without the higher fees that come with top-tier cards like the St.George Amplify Qantas Signature. It’s best suited to those who travel occasionally and want to build their Qantas balance steadily from everyday spending.
You’ll earn 0.75 Qantas Points per $1 on international purchases and 0.5 points per $1 on domestic spend, which is lower than the Signature but reasonable given the lower annual fee. It’s a good balance for cardholders who don’t need premium perks but still value consistent points earning.
Importantly, the Platinum still includes international travel insurance when eligibility criteria are met — a welcome feature at this price point. While it doesn’t include lounge invitations, it provides the essentials for travellers seeking a reliable, lower-cost Qantas-earning option that keeps things simple.
This guide references some of the benefits of insurance policies provided with this card. You should read the PDS and obtain independent professional advice before obtaining this product.
Where could 100,000 bonus Qantas Points take you?
You could redeem them for the following:
Fly to Fiji, the upgraded way
Fly to Fiji in Qantas Business Class using Qantas Points.
Upgrade your next trip to Bali
Fly to Bali in Qantas Business Class using Qantas Points.
Extra Benefits
Complimentary Insurance
Overseas Travel Insurance, Extended Warranty Insurance and Price Guarantee (PDS)
Mobile Wallet
Apple Pay, Google Pay and Samsung Pay
St.George is offering up to 100,000 bonus Qantas Points for new cardholders of the Amplify Qantas Platinum Card. It offers a decent earn rate of up to 0.75 Qantas Points per $1 on eligible spend and comes with a number of complimentary insurances.
The St.George Amplify Qantas Platinum offers a decent earn rate of up to 0.75 Qantas Point per dollar on eligible spend.
The Amplify family of cards includes cards offered by St.George, Bank of Melbourne and BankSA. This guide covers the earn rates and benefits of the St.George Qantas Platinum variant. We cover the St.George Amplify Qantas Signature in a separate guide.
Digging into the details of the St.George Amplify Qantas Platinum
The St.George Amplify Qantas Platinum offers 0.75 Qantas Points per $1 on international spend, 0.5 Qantas Points per $1 on everyday spend, and 0.35 points per $1 on all other eligible spend, up to $5,000 per statement period. Then 0.20 Qantas Points per $1 thereafter, uncapped.
| Card | St.George, Bank of Melbourne and BankSA Amplify Platinum Visa - Qantas Rewards |
| Loyalty program | Qantas Frequent Flyer |
| Points earned from spend | 0.75 Qantas Points per $1 on international spend 0.5 Qantas points per $1 at major supermarkets, department stores, petrol, dining, utilities 0.35 Qantas Point on all other eligible spend |
| Points cap | Up to $5,000 per statement period then 0.2 Qantas Points per $1 thereafter, uncapped |
| Insurance | Overseas travel insurance, extended warranty on purchases etc. |
| Overseas transaction fee | 3% of the converted amount |
| Mobile wallet | Apple Pay, Google Pay and Samsung Pay |
| Card fee | $175 p.a. + $75 annual Qantas Rewards Program fee |
Finally, it’s worth noting the card terms in relation to loyalty points are here.
Qantas Points vs. Amplify Rewards
The St.George Amplify Platinum also has an Amplify Rewards variant that earns up to 2 Amplify point per $1 on spend, this equates to 1 Velocity Point or 0.67 KrisFlyer miles when transferred. While the Qantas Rewards variant, as mentioned above, earns up to 0.75 Qantas Points per $1 on eligible spend, both are soft-capped at $5,000 per statement period.
We cover the details of Amplify Rewards and its frequent flyer transfer partners in a separate guide here.
St.George Apple Pay, Google Pay & Samsung Pay support
St.George cards support Apple Pay & Google Pay & Samsung Pay, meaning you can use this card on your smartphone for easier payments. Find out more in our guides for each of the compatible services.
Summing Up
The St.George Amplify Qantas Platinum could still be useful for those who are looking for a non-Amex card with decent Qantas Points earn, without a particularly expensive card fee.
Bonus offers can be hit and miss on the Amplify range, but when they are on offer, these cards are worth considering. Those looking for more features like lounge access and other travel perks however might find the Amplify Signature more appealing.
Eligibility Criteria
These are the minimum requirements to be eligible to apply for this Card. Other additional eligibility criteria, such as proof of income, will generally be required later on.
-
Be aged 18 years or over
-
Be an Australian citizen, permanent resident, or hold a long-term visa
-
To be eligible for the bonus offer, you must not hold, or have held, an Amplify Platinum or Amplify Signature card issued by Bank of Melbourne, St. George or BankSA in the last 24 months
Frequently Asked Questions
How does the Complimentary International Travel Insurance work and am I eligible for it?
You’ll automatically apply the complimentary international travel insurance if you prepay $500 of your travel costs to your eligible card and hold a return overseas ticket before departing Australia.
Can I access lounges with this card?
No, this card does not include complimentary Qantas Club or other lounge invitations. Lounge access typically comes with the higher-tier Qantas Signature variant.
Who is eligible for the sign-up bonus?
The sign-up bonus points offer is not available if you’ve held an Amplify Platinum or Amplify Signature card with Amplify Rewards, Qantas or Velocity in the previous 24 months.
Can I add additional cardholders?
Yes, you can add one additional cardholder at no extra cost. Points earned by the supplementary cards will flow to the primary cardholder’s Qantas Frequent Flyer account.
Is there a points cap or reduction?
Yes, points are capped when you spend $5,000 in a statement period, where the Qantas point earn is reduced to 0.2 points per $1.
If you regularly spend above that threshold, consider the St. George Qantas Signature, which offers higher earn rates and more perks, and a higher points cap.